Shop for what you need.


Say goodbye to debt.

Introducing a new way to pay off your account just by shopping for the things you need.

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Earn Pay-off Credits from your favorite stores with Restore.


How it Works for Your Debt

Use Restore to get rid of your own past-due account balance.

1. Apply to See If You're Eligible

We'll search our secure database for your past-due accounts.

2. Shop & Watch Your Balance Drop

Earn Pay-Off Credits on every purchase. For every $2 spent, your balance drops $1.

3. Your Account Gets Paid Off

When you have enough Pay-Off Credits, we will report your account as "Paid in Full".


Or Become a Hero

Become a Hero & help others pay off their old debt accounts.

1. Join Restore

It's completely free and your purchases will help someone in need. You're awesome!

2. Do Good Just By Shopping

Earn Pay-Off Credits on every purchase. For every $2 spent, $1 of debt is paid off.

3. Restore Someone's Financial Health

We'll apply Pay-Off Credits you earn to an account in need.