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SHOP ONLINE

Earn 50% Back

in RestoreBucks

Your RestoreBucks are
accepted as cash payments
and are used to pay off an
eligible [defaulted] account.

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Every 1 RestoreBuck™
pays-off $1 of debt.

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Watch our video.

Earn 50% Back

We have limited space and we can make no promises [but] if we find it + the account is eligible, you could be one
of the first 500 to use Restore and say goodbye to the stress of your charged off account.

SHOP ONLINE

Your RestoreBucks are accepted as cash payments and are used to pay off an eligible [defaulted] account.

Every 1 RestoreBuck™
pays-off $1 of debt.

in RestoreBucks

Paying off debt is stressful,
we make it easy.

Here's how it works.

Did you receive mail from us ?

If so, that means you’re in our database and are eligible to use Restore™.

Send us your info and we'll be in touch!

Our Customer Privacy Notice- which covers both internet and offline information collection, is available here.

have questions?

Send a message below or call us at 1 (866) 585-5390

See if you're eligible

After completing the form below, a representative will send
you an email and/or you will receive a call from 1 (866) 585-5390
to let you know the good news.

Our Customer Privacy Notice- which covers both internet and offline information collection, is available here.

Thank you!

We'll be in touch with you soon.

Thank you!

We will start searching
for your account and a representative
will be in touch soon via email
or
call you from (866) 585-5390.

GENERAL TERMS OF USE

Effective Date: March 13, 2018

THE PROGRAM

The Restore™ Program is a rewards program offered by LET'S RESTORE, LLC d/b/a Restore™ (“Restore™", "we", or "us") that awards its participants (“you”) in non-cash RestoreBucks™ for shopping online with Restore™ participant retailers ("Merchants"). We also award RestoreBucks if you voluntarily participate in online surveys, post stories and videos, take online education classes, or take part in other activities of your choice, which Restore™ may offer from time to time in its sole discretion. Presently, the RestoreBucks you earn can be spent only to reduce the balance of or pay off eligible charged off credit accounts owned by a company that has agreed with Restore™ to accept RestoreBucks in lieu of cash payments (“Recipients”). RestoreBucks are not tradable for cash and do not earn interest. You do not acquire property rights in accrued RestoreBucks, they are not transferrable, and RestoreBucks will expire six months from the date they are posted to your account. Restore™ may, in its sole discretion, discontinue or modify the Restore™ Program in a manner that may impact the utility of RestoreBucks. You expressly acknowledge this right, and that RestoreBucks carry no inherent value.

PLEASE READ THESE TERMS OF USE CAREFULLY BEFORE USING OR ACCESSING ANY PAGES IN THIS WEBSITE. BY ACCESSING THIS WEBSITE YOU AGREE TO THE TERMS OF USE STATED BELOW.

YOU AGREE TO THE “TERMS OF USE”
Use of the website and the Restore™ Program is offered to you conditioned on your acceptance without modification of all terms, conditions, and notices contained or referenced herein (the "Terms of Use"). Your use of the website and services constitutes your agreement to all Terms of Use. If you do not agree to these terms, do not use the website or the Restore™ Program. You agree to familiarize yourself with the Terms of Use and to abide by them if and when you use the website. Please be aware that participation in the Program and the opportunity to earn rewards are offered at the sole discretion of Restore™. Restore™ is free to revise these Terms of Use at any time by updating this posting, and your use after such change signifies your acceptance of the changed terms. Please check these Terms of Use periodically for changes.

This website, https://letsrestore.com, is owned and operated by and in connection with the Restore™ shopping rewards program and related services (the "Program").

If you have questions concerning the Program, this website or its operation, please contact us by email at the address set forth at the end of these Terms of Use.

Eligibility
In order to use the Program or access this website, you must have full legal capacity to enter into a contract; be at least eighteen (18) years old or of legal age in your state of residence and reside in the United States.

The Program and this website are not intended for use by persons in any jurisdiction or country where such use would be contrary to or in violation of applicable laws or regulations. We may restrict your access to the Program during times you are in a country for which use of the Program would be prohibited. You are responsible for compliance with all local laws.

Information Sharing
You acknowledge and agree that, by providing your personal information (such as name, social security, birthday and mailing address information) Restore™ may provide that information to Merchants and Recipients. Information provided to Recipients is solely for use in applying your RestoreBucks to the appropriate account. We have a Privacy Policy that is hereby incorporated into these Terms of Use. By consenting to these Terms of Use, you are also consenting to abide by the Privacy Policy. Please review the Privacy Policy so you are familiar with the terms and understand your right to opt-out of certain types of information sharing.

THIRD PARTY WEBSITES
This website may provide you with links to other websites on the Internet ("Linked Sites"). The Linked Sites are not under Restore’s™ control, and Restore™ is not responsible for the content of any Linked Sites, including without limitation the accuracy, copyright compliance, legality, or decency of the Linked Sites or any links contained therein. These links are provided for your convenience, and do not imply endorsement of the Linked Sites by Restore™ or any association with the operators of the Linked Sites.

PROPRIETARY RIGHTS
You acknowledge and agree that the materials contained in this website are protected by copyright, trademark and other proprietary rights and laws. You may temporarily download or save to your disk or hard drive one copy of materials found on this website for your personal use only, provided such copies you make of this material must include any copyright, trademark or other proprietary notice located on the website which pertains to the copied material. Except for the use expressly authorized, you agree not to sell, transfer, license, modify, copy, reproduce, distribute, transmit, display, perform, publish, or create derivative works from such materials. You agree not to systematically retrieve data or other content from this website for the purpose of creating a collection, compilation, database, or directory without Restore’s™ written permission. All rights not expressly granted herein are reserved. Downloading of any information, content or images from this website does not transfer any right or ownership of such information, content or images to you, and such information, content or images may be used solely in accordance with these Terms of Use. You may not mirror or archive any part of this website or any material contained on this website on any server or computer without Restore’s™ written permission.

PRODUCTS, SERVICES, AND SOFTWARE
Downloading software from this website does not give you title to such software, including any files, data and images incorporated in or associated with the software. Your use of any such software shall be only in accordance with the license agreement that is included with the software or presented upon download of such software. Software available on this website is copyrighted by Restore™ or the software’s owner. Software may not be copied, redistributed or placed on any server for further distribution. You may not sell, modify, decompile, disassemble, or otherwise reverse engineer the software.

A listing or description of a Merchant, product, or service on this website (including any listing, description, or reference via hyperlink) does not imply endorsement by Restore™ of that Merchant, product, or service. Products and services offered through this website shall be warranted, if at all, solely through the written warranty, if any, provided by the applicable Merchant in connection with such product or service.

NO UNLAWFUL OR PROHIBITED USE
You agree not to use the website for any purpose that is unlawful or prohibited by the Terms of Use. You agree not to use this site:

--- In any way that violates any applicable federal, state, local, or international law or regulation (including, without limitation, any laws regarding the export of data or software to and from the United States or other countries.)
--- For the purpose of exploiting, harming, or attempting to exploit minors in any way by exposing them to inappropriate content, asking for personally identifiable information or otherwise.
---To send, knowingly receive, upload, download, use or re-use any material which does not comply with the Content Standards set forth below set out in these Terms of Use.
--- To transmit, or procure the sending of, any advertising or promotional material without our prior written consent, including any "junk mail", "chain letter" or "spam" or any other similar solicitation.
--- To impersonate or attempt to impersonate Restore™ or any of its affiliates, employees, another user or any other person or entity (including, without limitation, by using e-mail addresses or screen names associated with any of the foregoing).
--- To engage in any other conduct that restricts or inhibits anyone's use or enjoyment of the site, or which, as determined by us, may harm Restore™ or users of the site or expose them to liability.
--- Use the site in any manner that could disable, overburden, damage, or impair the site or interfere with any other party's use of the site, including their ability to engage in real time activities through the site.
--- Use any robot, spider or other automatic device, process or means to access the site for any purpose, including monitoring or copying any of the material on the site.
Use any manual process to monitor or copy any of the material on the site or for any other unauthorized purpose without our prior written consent.
---Use any device, software or routine that interferes with the proper working of the site.
--- Introduce any viruses, Trojan horses, worms, logic bombs or other material which is malicious or technologically harmful.
--- Attempt to gain unauthorized access to, interfere with, damage or disrupt any parts of the site, the server on which the site is stored, or any server, computer or database connected to the site.
--- Attack the site via a denial-of-service attack or a distributed denial-of-service attack. Otherwise attempt to interfere with the proper working of the site.
--- To obtain any materials or information through the website not intentionally made available to you through the website.

Restore™ reserves the right to share any and all information about any of the above activities, including your personal information and IP address, with law enforcement, internet service providers, common carriers, or any other individual or entity who is involved in the investigation, prevention, litigation, or punishment of cyber crimes or other illegal activity. The Privacy Policy describes in detail the circumstances in which we can share your information.

SUBMISSIONS
You hereby grant to Restore™ the royalty-free, perpetual, irrevocable, worldwide, non-exclusive right and license to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, perform, and display all content, remarks, suggestions, feedback, ideas, graphics, or other information that you communicate to Restore™ through this website (together, the "Submission"), and to incorporate any Submission in other works in any form, media, or technology now known or later developed. Your legal name or image will not be displayed unless you affirmatively opt-in. Internet “handles” and “user names” are not “legal names.” Subject to the above, Restore™ will not be required to treat any Submission as confidential, and may use any Submission in its business (including without limitation, for products or advertising) without incurring any liability for royalties or any other consideration of any kind, and will not incur any liability as a result of any similarities that may appear in future Restore™ operations.

AVAILABILITY OF THE PROGRAM
You agree and acknowledge that you have the sole responsibility and liability for your use of the Program and for providing or obtaining, and for maintaining, all of the hardware, software, electrical power, telecommunications, Internet Services, and other products or services necessary or desirable for you to access and use the Program.

From time to time, due to the performance of maintenance, malfunctions or failures of software, equipment, or telecommunications devices, unusual transaction volume, or similar reasons, the Program may not be available for your use. We minimize the periods of time during which the Program is unavailable. You agree that we shall not be responsible for any loss, damages, costs, or expenses which you may suffer or incur, directly or indirectly, as a result of the unavailability of the Program, regardless of whether it could be shown that we could have prevented or reduced the duration of such unavailability by taking any action within our reasonable control. We shall also not be responsible for any loss, damages, costs, or expenses which you may suffer or incur, directly or indirectly, as a result of your inability to access the Program caused directly or indirectly, in whole or in part, by your computer or mobile device, your inability to establish a connection to the Internet, your Internet Service Provider, or capacity or other limitations or constraints of the Internet.

SECURITY
Any user names and/or passwords used for this website are for individual use only. You will be responsible for the security of your user name and/or password (if any). Restore™ will be entitled to monitor your password and, at its discretion, require you to change it. If you use a password that Restore™ considers insecure, Restore™ will be entitled to require the password to be changed and/or terminate your account.

Restore™ recommends that you avoid using this site in public settings where others can view your personal information. You should take precautions like deleting history, using screen shields, and enabling computer passwords to protect your privacy and the information in your account. Restore™ has no control over who views your device screens and is not liable for anyone other than you seeing information about your account and any debts related to the account. If you believe that someone has unauthorized access to your account, change your password immediately and contact us for further assistance.

You agree to provide true, accurate, current, and complete information on this website for use in any program or service in which you participate through this website. If you provide to Restore™ any information that is false, inaccurate, out of date, or incomplete, or Restore™ has reasonable grounds to suspect that such information is false, inaccurate, out of date, or incomplete, Restore™ may suspend or terminate your access to this website and the services thereof, and may refuse any and all current or future use of the services.

Do not use any services or facilities provided in connection with this website to compromise security or tamper with system resources and/or accounts. The use or distribution of tools designed for compromising security (e.g., password guessing programs, cracking tools or network probing tools) is strictly prohibited. If you become involved in any violation of system security, Restore™ reserves the right to release your details to system administrators at other websites in order to assist them in resolving security incidents. Restore™ reserves the right to investigate suspected violations of these Terms of Use.

NO REPRESENTATIONS OR WARRANTIES
Restore™ makes no representations or warranties that this website is free of defects, viruses or other harmful components. Restore™ shall not be responsible for any damages or loss that may result from the hacking or infiltration of this website or Restore™ computer systems. YOU HAVE THE SOLE RESPONSIBILITY FOR ADEQUATE PROTECTION AND BACKUP OF DATA AND/OR EQUIPMENT USED IN CONNECTION WITH THIS WEBSITE AND YOU AGREE TO HOLD LET’S RESTORE HARMLESS FROM, AND YOU COVENANT NOT TO SUE LET’S RESTORE FOR, ANY CLAIMS BASED ON THE USE OF THIS WEBSITE, INCLUDING CLAIMS FOR LOST DATA, WORK DELAYS OR LOST PROFITS RESULTING FROM USE OF MATERIALS OR CONTENT FROM THIS WEBSITE. The pages on this website may contain technical inaccuracies, outdated information, and typographical errors. ACCESS TO THIS WEBSITE IS PROVIDED FREE OF CHARGE AS A COURTESY. HOWEVER, ALL MATERIALS, INFORMATION, PRODUCTS, AND SERVICES INCLUDED IN OR AVAILABLE THROUGH THIS WEBSITE ARE PROVIDED "AS IS" AND "AS AVAILABLE." LET’S RESTORE DISCLAIMS ALL WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NONINFRINGEMENT. LET’S RESTORE MAKES NO WARRANTIES OR REPRESENTATIONS CONCERNING THE SUITABILITY, RELIABILITY, AVAILABILITY, TIMELINESS, OR ACCURACY OF THE INFORMATION, PRODUCTS OR SERVICES CONTAINED IN OR OBTAINED THROUGH THE WEBSITE FOR ANY PURPOSE. SOME JURISDICTIONS DO NOT PERMIT THE EXCLUSION OF CERTAIN WARRANTIES; THESE EXCLUSIONS MAY NOT APPLY TO YOU.

DISCLAIMER OF LIABILITY
UNDER NO CIRCUMSTANCES SHALL LET’S RESTORE OR ITS SUBSIDIARIES, AFFILIATES, LICENSORS, SERVICE PROVIDERS, CONTENT PROVIDERS, EMPLOYEES, AGENTS, OFFICERS, AND DIRECTORS BE LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR ANY OTHER DAMAGES WHATSOEVER THAT MAY RESULT FROM THE USE OF OR THE INABILITY TO USE THIS WEBSITE, INCLUDING WITHOUT LIMITATION, DAMAGES ARISING FROM MISTAKES, OMISSIONS, INTERRUPTIONS, DETERIORATION OR CORRUPTION OF FILES, DELETION OR CORRUPTION OF EMAIL, ERRORS, LOSS OF DATA, LOSS OF PROFITS, DEFECTS, VIRUSES, AND/OR DELAYS. THIS LIMITATION APPLIES WHETHER THE ALLEGED LIABILITY IS BASED ON CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY OR OTHERWISE, EVEN IF LET’S RESTORE HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. SOME JURISDICTIONS DO NOT PERMIT THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTIAL DAMAGES; LET’S RESTORE LIABILITY IN SUCH JURISDICTIONS SHALL BE LIMITED TO THE EXTENT PERMITTED BY LAW. If you are dissatisfied with any portion of the website or the associated services, your sole remedy is to cease using them.

INDEMNITY
You agree to indemnify, defend and hold Restore™, its parent, investors, affiliates and subsidiaries, and each of their officers, directors, employees, representatives and agents (collectively, the “Indemnified Parties”) harmless from and against any and all claims, losses, expenses, demands, or liabilities, including attorneys’ fees and costs, incurred by us in connection with any claim by a third party (including any intellectual property claim) arising out of your use of the Program or this website in violation of these Terms or in violation of any applicable law. You further agree that you will cooperate fully in the defense of any such claims. We reserve the right, at our own expense, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, and you shall not in any event settle any such claim or matter without our written consent.

LIMITATION ON TIME TO FILE CLAIMS
ANY CAUSE OF ACTION OR CLAIM YOU MAY HAVE ARISING OUT OF OR RELATING TO THESE TERMS OF USE OR THE WEBSITE MUST BE COMMENCED WITHIN ONE (1) YEAR AFTER THE CAUSE OF ACTION ACCRUES, OTHERWISE, SUCH CAUSE OF ACTION OR CLAIM IS PERMANENTLY BARRED.

STATE WARRANTIES

CALIFORNIA WAIVER.
IF YOU ARE A CALIFORNIA RESIDENT, YOU WAIVE CALIFORNIA CIVIL CODE 1542, WHICH SAYS: “A GENERAL RELEASE DOES NOT EXTEND TO CLAIMS WHICH THE CREDITOR DOES NOT KNOW OR SUSPECT TO EXIST IN HIS FAVOR AT THE TIME OF EXECUTING THE RELEASE, WHICH IF KNOWN BY HIM MUST HAVE MATERIALLY AFFECTED HIS SETTLEMENT WITH THE DEBTOR.”

NEW JERSEY WAIVER.
IF YOU ARE ACCESSING THE SITE FROM NEW JERSEY, YOU (I) ASSUME ALL RISKS OF LOSSES OR DAMAGES RESULTING FROM YOUR USE OF OR INABILITY TO USE THE SITE; (II) IRREVOCABLY WAIVE ALL LOSSES OR INDIRECT, SPECIAL, CONSEQUENTIAL, PUNITIVE OR INCIDENTAL DAMAGES (INCLUDING, WITHOUT LIMITATION, THOSE RESULTING FROM ANY MEDICAL ISSUE) THAT MAY OCCUR AS A RESULT OF YOUR USE OF THE SITE; AND (III) EXPRESSLY AGREE TO RELEASE AND DISCHARGE US , AND OUR AFFILIATES, EMPLOYEES, AGENTS, REPRESENTATIVES, SUCCESSORS, OR ASSIGNS FROM ANY AND ALL CLAIMS OR CAUSES OF ACTION RESULTING, DIRECTLY OR INDIRECTLY, FROM YOUR USE OF THE SITE; AND (IV) YOU VOLUNTARILY GIVE UP OR WAIVE ANY RIGHT THAT YOU MAY OTHERWISE HAVE TO BRING A LEGAL ACTION AGAINST US FOR LOSSES OR DAMAGES, WHETHER BASED ON WARRANTY, CONTRACT, TORT OR OTHER LEGAL THEORY, INCLUDING ANY CLAIM BASED ON ALLEGED NEGLIGENCE ON OUR PART AND THEIR AGENTS AND EMPLOYEES. YOU ACKNOWLEDGE THAT YOU HAVE CAREFULLY READ THIS SECTION AND FULLY UNDERSTAND THAT IT IS A RELEASE OF LIABILITY.

TERMINATION
Restore™ reserves the right to terminate your access to the website or to any or all of its services at any time without notice for any reason whatsoever.

TRADEMARKS AND COPYRIGHTS
Trademarks, service marks, and logos appearing in this website are the property of Restore™ or the party that provided the trademarks, service marks, and logos to Restore™. Restore™ and any party that provided trademarks, service marks, and logos to Restore™ retain all rights with respect to any of their respective trademarks, service marks, and logos appearing in this website.

All content on this website whether provided by Restore™ or through links to Linked Sites is the copyrighted work of Restore™ and/or the owner(s) of the Linked Sites. Except as stated herein, none of the contents of the website may be copied, reproduced, distributed, republished, downloaded, displayed, posted or transmitted in any form or by any means, including, but not limited to, electronic, mechanical, photocopying, recording, or otherwise, without the prior express written permission of Restore™ or the owner(s) of the Linked Sites.

*PROCEDURE FOR COPYRIGHT INFRINGEMENT CLAIMS
In accordance with the Digital Millennium Copyright Act, Restore™ has designated an agent to receive notice of unauthorized online use of copyrighted materials. If you believe that your copyrighted work is being infringed, please notify our copyright agent specified below.

E-mail may be sent to: help@letsrestore.com
Mail may be sent to:
Name: Restore™, DBA
Attn: General Counsel
Address: 2120 University Ave
Suite #431 Berkeley, CA 94704

Please notify us in writing and include all of the following:
--- Identification of the copyrighted work claimed to have been infringed, or, if multiple copyrighted works at a single online website are covered by a single notification, a representative list of such works at that website.
--- Identification of the material that is claimed to be infringing or to be the subject of infringing activity and that is to be removed or access to which is to be disabled, and information reasonably sufficient to permit Restore™ to locate the material.
--- Information reasonably sufficient to permit Restore™ to contact the complaining party, such as an address, telephone number, and, if available, an electronic mail address at which the complaining party may be contacted.
--- A statement that the complaining party has a good faith belief that use of the material in the manner complained of is not authorized by the copyright owner, its agent, or the law.
--- A statement that the information in the notification is accurate, and under penalty of perjury, that the complaining party is authorized to act on behalf of the owner of an exclusive right that is allegedly infringed.
--- A physical or electronic signature of a person authorized to act on behalf of the owner of an exclusive right that is allegedly infringed.
--- Nothing on this website shall be construed as conferring any license under any intellectual property right, including any right in the nature of trademark or copyright, of Restore™ or any third party, whether by estoppel, implication, or otherwise. All trademarks and trade names are the property of their respective owners. Except as otherwise notes, Restore™ is the owner of all trademarks and service marks on this website, whether registered or not.

PRIVACY
Please see our Privacy Policy for information regarding the collection and use of personal information from this website. Despite any representations concerning privacy, Restore™ reserves the right to disclose without notice to you any information in its possession if required to do so by law or upon a good-faith belief that such action is necessary to comply with the law, to protect or defend our rights or property, or to respond to an emergency situation. Specific areas or pages of this website may include additional or different terms relating to the use of personal information collected from such areas or pages.

CONSENT TO COMMUNICATE

When you use the Program or communicate with us by e-mail, text message or other electronic communication, you are communicating with us electronically and you thereby consent to receive communications electronically from us, including by e-mail, text message, push notification or messages through the Program, website, or related applications.

By providing Restore™ with your landline or mobile telephone number, you consent to receive calls and/or texts at that number, including those sent through the use of automated technology and/or prerecorded messages, regardless of whether the number is on the federal or any state do-not-call list. Restore™ and any third party representing Restore™ may use this number to call and/or text you with transactional messages and, when you have provided your express written consent, to provide relevant offers or other marketing. Your carrier’s standard telephone minute and text charges may apply. Restore™ will not share the phone number you provide with third parties who are not affiliated with Restore™, except for service providers acting on our behalf, without your consent. Restore™ or third parties who represent Restore™ may also contact you at the email address you provide.

SECURITIES AND INVESTMENT
This website and the information contained or referred to herein does not constitute an offer or a solicitation of an offer for the purchase or sale of any securities.

This website may contain information and press releases about and by Restore™. While information prepared by us was believed to be accurate as of the date so prepared, we disclaim any duty or obligation to update such information or to verify the accuracy of information prepared by others. Any statements in this website that are not historical facts, including but not limited to plans, projections, objectives, goals, strategies, future events or performance and underlying assumptions, are forward-looking statements as provided in the rules and regulations of the Securities Act of 1933, Securities Exchange Act of 1934, and the Private Securities Litigation Reform Act of 1995. Such statements are intended to fit within the 'safe harbor' for forward-looking information and are subject to material risk factors which may or may not be disclosed herein. Statements or phrases that use such words as "believes," "anticipates," "plans," "may," "hopes," "can," "will," "expects," "estimates," "predicts," "is designed to," "with the intent," "potential," and similar expressions commonly indicate forward-looking statements, but in their absence do not mean that a statement is not forward-looking. Any forward-looking statements contained herein involve risks and uncertainties, including but not limited to general economic and currency conditions, various conditions specific to Restore™ business and industry, market demand, competitive factors, supply constraints, technology factors, government and regulatory actions, Restore™ accounting policies, future trends, and other risks which are detailed in Restore™ Securities and Exchange Commission filings.

RELIANCE ON INFORMATION POSTED
The information presented on or through the site is made available solely for general information purposes. We do not warrant the accuracy, completeness, or usefulness of this information. Any reliance you place on such information is strictly at your own risk. We disclaim all liability and responsibility arising from any reliance placed on such materials by you or any other visitor to the site, or by anyone who may be informed of any of its contents. Do not rely on this website to inform any stock purchase or trade.

LETSRESTORE.COM WEBSITE SECURED ACCESS AREAS
https://letsrestore.com contain secured components that are accessible only to those who have registered and have been granted a user name and password by Restore™. Information contained within the secure components of https://letsrestore.com is confidential and proprietary.

GENERAL
These Terms of Use shall be given effect to the fullest extent permissible by law. In case any one or more of the provisions contained in these Terms of Use shall for any reason be held to be invalid, illegal or unenforceable in any respect, such invalidity, illegality, or unenforceability shall not affect any other provisions hereof, and these Terms of Use shall be construed to give maximum legal effect to the intent expressed herein.

The owner of the site is based in the State of California, in the United States. We provide the site for use only by persons located in the United States. We make no claims that the site or any of its content is accessible or appropriate outside of the United States. Access to the site may not be legal by certain persons or in certain countries. If you access the site from outside of the United States, you do so on your own initiative and are responsible for compliance with local laws.

These Terms of Use are governed by, and construed in accordance with the laws of the State of California, without giving effect to any principles of conflicts of law. You hereby consent to the exclusive jurisdiction and venue of the courts of the State of California for the resolution of all disputes arising out of or relating to the use of this website and the associated services. Restore™ may assign these Terms of Use, in whole or in part, at any time.

These Terms of Use, coupled with the Restore™ Privacy Policy, constitute the entire agreement between Restore™ and the user with respect to this website, and these agreements supersede all prior or contemporaneous communications, proposals, and agreements, whether electronic, oral, or written, between Restore™ and the user with respect to the website. As such, these Terms of Use represent the entire understanding relating to the use of this website and prevail over any prior or contemporaneous, conflicting or additional communications.

Notwithstanding the above, if you have a signed agreement with Restore™, the terms of that agreement shall supersede these terms, provided that such an agreement may incorporate by reference in whole or in part these Terms of Use.

Restore™ performance of these Terms of Use is subject to existing laws and legal process. Nothing contained in these Terms of Use is in derogation of Restore™ right to comply with governmental, court and law enforcement requests relating to your use of the website, or information collected by Restore™ in connection with such use.

Any unauthorized access, modification or change of any information, or any interference with the availability of or access to this website is strictly prohibited. Restore™ reserves all legal rights and remedies available to it and this disclaimer shall in no way be deemed a limitation or waiver of any other rights Restore™ may have.

Specific areas or pages of this website may include additional or different terms relating to the use of this website. In the event of a conflict between such terms and these terms of use such specific terms shall control.

All rights not expressly granted herein are reserved exclusively and entirely to Restore™.

CONTACT INFORMATION:
Questions about these Terms of Use should be directed to:
Contact Name: Restore™, DBA
Attn: Terms of Use Inquiry
Address: 2120 University Ave
Suite #431 Berkeley, CA 94704

Questions about our products should not be directed to this address and will not be replied to.
Please use this contact information only for legal and privacy policy matters. For all other inquiries, refer to the Contact Us section of our home page.

The Restore™ Program is a rewards program offered by Restore™, DBA that awards its participants in non-cash RestoreBucks™ for shopping online with Restore™ participant retailers. RestoreBucks are not tradable for cash and do not earn interest. You do not acquire property rights in accrued RestoreBucks, they are not transferrable, and RestoreBucks will expire six months from the date they are posted to your account.

Privacy Policy

Restore(TM) & LetsRestore.com Online Privacy Policy
Effective Date: November 1, 2017

This website is provided by JH Essentials, LLC, DBA Restore ("Restore,” "Company," "we," or "us") as a convenience to consumers and is governed by the website Terms of Use. Prior to entering the website, you must confirm that you agree with the terms set forth in this disclosure as well as the Terms of Use.

This Online Privacy Policy describes the types of information Lets Restore may collect from you, or that you may provide when you visit www.letsrestore.com (our "Website") and our practices for collecting, using, maintaining, protecting, and disclosing that information. It also describes the choices available to you regarding our use of your personal information and how you can access and update this information.

PLEASE READ THIS POLICY CAREFULLY TO UNDERSTAND OUR POLICIES AND PRACTICES REGARDING YOUR INFORMATION AND HOW WE MAY TREAT IT. IF YOU DO NOT AGREE WITH OUR POLICIES AND PRACTICES, YOUR CHOICE IS NOT TO USE OUR WEBSITE. BY ACCESSING OR USING THIS WEBSITE, YOU AGREE TO THIS PRIVACY POLICY.

Our full Privacy Policy- which covers both internet and offline information collection, is available here.

This is our Internet-only Privacy Policy
This Policy applies to information we collect on this website; in email, text, and other electronic messages between you and our Website; and through our mobile applications. the policy does not apply to any information collected by us offline or through any other means; or by any third party, including through any application or content that may link to or be accessible from or on the Website.

You are Anonymous until you Register
Visitors to our website remain anonymous unless they register for a service or otherwise elect to disclose their identity to us. We do, however, collect certain limited information about visitors, such as their IP address (a numeric address assigned automatically to computers when they access the Internet). Our website is not directed at individuals under 18 years of age.

COLLECTION OF INFORMATION
We collect nonpublic personal information about you in order to administer our business, process your transactions, understand your needs, and provide you with products and services.

We obtain nonpublic personal information about you from the following sources:
Information (such as your name, social security number, email address, telephone number, username, and password) you provide to us when registering on the website.
Information (such as amount of and parties to transactions) about any transactions with merchants participating in the Lets Restore program that are credited to your Lets Restore account; and Information we receive from other sources (such as any recipient(s) of RestoreBucks that you may designate) in the process of establishing your Restore account.


Web browser cookies. Our Site may use “cookies” to enhance your experience. If cookies are enabled, your web browser places cookies on your computer hard drive for record-keeping purposes and sometimes to track information about the sites you visit. You can set your web browser to refuse cookies, or to alert you when cookies are being sent. If you do not accept cookies, note that some parts of the Site may not function properly

You also may give us permission to access your information in other services. For example, you may login with your Facebook account. This will allow us to obtain information from that account (like your friends or contacts). The information we get from that service often depends on your settings or their privacy policies, so be sure to check what those are.

HOW WE USE YOUR INFORMATION
We use information that we collect about you or that you provide to us, including any personal information:

-to present our site and its contents to you;
-to provide you with information, products or services that you request from us;
-to fulfill any other purpose for which you provide it;
-to provide you with notices about your account/subscription, including expiration and renewal notices;
-to provide you with notices about your account;
-to carry out our obligations and enforce our rights arising from any contracts entered into between you and us, including refunds of RestoreBucks;
-to notify you about changes to our site or any products or services we offer or provide though it;
-to allow you to participate in interactive features on our site;
-to process and deliver contest entries and rewards;
in any other way we may describe when you provide the information; or for any other purpose with your consent.

We Use your Personal Information for Marketing Unless You Opt-out (or live in certain states)
We will likely use your information to contact you about our own goods and services, or share it with our third-party partners so they can contact you about their goods and services, which may be of interest to you. To stop this sharing or marketing, or if you do not want us to use your information in this way, you may opt out by sending us an email at help@letsrestore.com. If you are a resident of California or Vermont, you will by default have opted out of sharing between us and non-affiliates; as explained below, you may opt in.

Information Obtained From Third Parties
If you provide us personal information about others, or if others give us your information, we will only use that information for the specific reason for which it was provided to us. For example, if you enroll in Restore, you will instruct the creditor/account owner to share your personal financial information with Restore to fulfill your request.

Sharing of your Information with Third Parties
We may disclose aggregated and anonymous information about our users and information that does not identify any individual. We do not share your personal information with third parties for the third parties' direct marketing purposes.



We may disclose your personal information as described in this policy:

To contractors, service providers, and other third parties to support our business. These parties are authorized to use your personal information only as necessary to provide these services to us.
To third parties with your prior consent to fulfill the purpose for which you provided it.

As part of a business transfer, if Restore is involved in a merger, acquisition, or sale of all or a portion of its assets, in which case you will be notified via email and/or a prominent notice on our Website of any change in ownership or uses of your personal information as well as any choices you may have regarding your personal information.

As required by law, such as to comply with a subpoena or similar legal process.

When we believe in good faith that disclosure is necessary to protect our rights, protect your safety or the safety of others, investigate fraud, or respond to a government request.

Links to Other Websites:
Our Website includes links to other websites whose privacy practices may differ from those of Lets Restore. If you submit personal information to any of those websites, their privacy policies govern your information. We encourage you to carefully read the privacy policies of any website you visit.

CHOICE/OPT-OUT
As described in this privacy policy, we may use nonpublic personal information about you for certain marketing and promotional activities, including disclosure of such information to non-affiliated third parties. You have the right to opt out of this use and disclosure of nonpublic personal information at any time before or after you submit such information by email at help@letsrestore.com.

If you wish to change your opt-out status, you can do so by email at help@letsrestore.com.

DISCLOSURE OF YOUR INFORMATION
We may disclose aggregated information about our users, and information that does not identify any individual, without restriction.

Under certain circumstances, and subject to our internal policies and practices, we may disclose personal information that we collect or you provide as described in this privacy policy:

-to our subsidiaries and affiliates;
-to contractors, service providers and other third parties we use to support our business and who are bound by contractual obligations --to keep personal information confidential and use it only for the purposes for which we disclose it to them;
-to a buyer or other successor in the event of a merger, divestiture, restructuring, reorganization, dissolution or other sale or transfer of some or all of Restore’s assets, whether as a going concern or as part of bankruptcy, liquidation or similar proceeding, in which personal information held by Restore about our site users is among the assets transferred;
-to fulfill the purpose for which you provide it;
for any other purpose disclosed by us when you provide the information;
with your consent;
-to comply with any court order, law or legal process, including to respond to any government or regulatory request; or
-to enforce or apply our terms of use and other agreements, including for reversals of RestoreBucks payments, error corrections, or other account inquiries from companies that had a transaction with you;
if we believe disclosure is necessary or appropriate to protect the rights, property, or safety of Restore, our customers, or others. This includes exchanging information with other companies and organizations for the purposes of fraud protection and credit risk reduction.

ACCESSING AND CORRECTING YOUR INFORMATION
You may send us an email at help@letsrestore.com to request access to, correct, or delete any personal information that you have provided to us.

We do not respond to Do Not Track browser signals.

COMMUNICATIONS FROM OUR WEBSITE
We will occasionally send you information on new products, features, or promotions. Out of respect for your privacy, we present the option not to receive these types of communications. Please see the "Choice and Opt-out" section above. In addition, we may also send you strictly service-related announcements on rare occasions when it is necessary to do so. For instance, if our service is temporarily suspended for maintenance, we might send you an email. Generally, you may not opt-out of these communications, which are not promotional in nature. If you do not wish to receive them, you have the option to deactivate your account.

CONFIDENTIALITY AND SECURITY
We restrict access to nonpublic personally identifiable information about you to those employees determined by Restore to have a need to know the information. We maintain physical, electronic, and procedural safeguards to protect your information from unauthorized access by third parties.

LINKS TO OTHER WEBSITES
Our website may feature links to third party websites that offer goods, services, or information. Some of these sites may appear as windows-within-windows at our website. When you click on one of these links, you will be leaving our site and will no longer be subject to this policy. We are not responsible for the information collection practices of the other websites that you visit and urge you to review their privacy policies before you provide them with any personally identifiable information. Third party sites may collect and use information about you in a way that is different from this policy.

MAINTAINING ACCURATE INFORMATION
We have a process in place that helps us to maintain the accuracy of the personally identifiable information that we collect. Please visit our website at LetsRestore.com to review and correct information about yourself, such as a change in your name or contact information. If you believe that our information is inaccurate or incomplete, you also can contact us at the number or address listed at the end of this document and ask us to correct or update our information. We may not accommodate a request to change information if we believe the change would violate any law or legal requirement or cause the information to be incorrect.

CHILDREN UNDER THE AGE OF 13
Our site is not intended for children under 13 years of age. No one under age 13 may provide any personal information to or on the site. We do not knowingly collect personal information from children under 13. If you are under 13, do not use or provide any information on this site or on or through any of its features, make any purchases through the site, use any of the interactive or public comment features of this site, or provide any information about yourself to us, including your name, address, telephone number, email address or any screen name or user name you may use. If we learn we have collected or received personal information from a child under 13, we will delete that information. If you believe we might have any information from a child under 13, please contact us at help@letsrestore.com.

CHANGES TO THIS POLICY
We may add to, delete from, or otherwise change the terms of this Privacy Policy from time to time by posting a notice of the change (or an amended Privacy Policy) at this website. If required by law, we will send you a notice of the change by a method that we select and that complies with applicable state and federal laws. Such methods could include email, postal mail and/or posting on this website. Your continued use of our website or any service following such notification will constitute evidence of your agreement to the revised Policy.

RETURN POLICY
Lets Restore refunds RestoreBucks that are posted but not forwarded to the designated Recipient. Refunds are reconciled against earned RestoreBucks and are not refunded to the member.

CONTACT US
If you have inquiries or wish to provide feedback about our privacy policy, please contact us at help@letsrestore.com

Privacy Policy

Restore(TM) & LetsRestore.com Online Privacy Policy
Effective Date: November 1, 2017

This website is provided by JH Essentials, LLC, DBA Restore ("Restore,” "Company," "we," or "us") as a convenience to consumers and is governed by the website Terms of Use. Prior to entering the website, you must confirm that you agree with the terms set forth in this disclosure as well as the Terms of Use.

This Online Privacy Policy describes the types of information Lets Restore may collect from you, or that you may provide when you visit www.letsrestore.com (our "Website") and our practices for collecting, using, maintaining, protecting, and disclosing that information. It also describes the choices available to you regarding our use of your personal information and how you can access and update this information.

PLEASE READ THIS POLICY CAREFULLY TO UNDERSTAND OUR POLICIES AND PRACTICES REGARDING YOUR INFORMATION AND HOW WE MAY TREAT IT. IF YOU DO NOT AGREE WITH OUR POLICIES AND PRACTICES, YOUR CHOICE IS NOT TO USE OUR WEBSITE. BY ACCESSING OR USING THIS WEBSITE, YOU AGREE TO THIS PRIVACY POLICY.

Our full Privacy Policy- which covers both internet and offline information collection, is available here.

This is our Internet-only Privacy Policy
This Policy applies to information we collect on this website; in email, text, and other electronic messages between you and our Website; and through our mobile applications. the policy does not apply to any information collected by us offline or through any other means; or by any third party, including through any application or content that may link to or be accessible from or on the Website.

You are Anonymous until you Register
Visitors to our website remain anonymous unless they register for a service or otherwise elect to disclose their identity to us. We do, however, collect certain limited information about visitors, such as their IP address (a numeric address assigned automatically to computers when they access the Internet). Our website is not directed at individuals under 18 years of age.

COLLECTION OF INFORMATION
We collect nonpublic personal information about you in order to administer our business, process your transactions, understand your needs, and provide you with products and services.

We obtain nonpublic personal information about you from the following sources:
Information (such as your name, social security number, email address, telephone number, username, and password) you provide to us when registering on the website.
Information (such as amount of and parties to transactions) about any transactions with merchants participating in the Lets Restore program that are credited to your Lets Restore account; and Information we receive from other sources (such as any recipient(s) of RestoreBucks that you may designate) in the process of establishing your Restore account.


Web browser cookies. Our Site may use “cookies” to enhance your experience. If cookies are enabled, your web browser places cookies on your computer hard drive for record-keeping purposes and sometimes to track information about the sites you visit. You can set your web browser to refuse cookies, or to alert you when cookies are being sent. If you do not accept cookies, note that some parts of the Site may not function properly

You also may give us permission to access your information in other services. For example, you may login with your Facebook account. This will allow us to obtain information from that account (like your friends or contacts). The information we get from that service often depends on your settings or their privacy policies, so be sure to check what those are.

HOW WE USE YOUR INFORMATION
We use information that we collect about you or that you provide to us, including any personal information:

-to present our site and its contents to you;
-to provide you with information, products or services that you request from us;
-to fulfill any other purpose for which you provide it;
-to provide you with notices about your account/subscription, including expiration and renewal notices;
-to provide you with notices about your account;
-to carry out our obligations and enforce our rights arising from any contracts entered into between you and us, including refunds of RestoreBucks;
-to notify you about changes to our site or any products or services we offer or provide though it;
-to allow you to participate in interactive features on our site;
-to process and deliver contest entries and rewards;
in any other way we may describe when you provide the information; or for any other purpose with your consent.

We Use your Personal Information for Marketing Unless You Opt-out (or live in certain states)
We will likely use your information to contact you about our own goods and services, or share it with our third-party partners so they can contact you about their goods and services, which may be of interest to you. To stop this sharing or marketing, or if you do not want us to use your information in this way, you may opt out by sending us an email at help@letsrestore.com. If you are a resident of California or Vermont, you will by default have opted out of sharing between us and non-affiliates; as explained below, you may opt in.

Information Obtained From Third Parties
If you provide us personal information about others, or if others give us your information, we will only use that information for the specific reason for which it was provided to us. For example, if you enroll in Restore, you will instruct the creditor/account owner to share your personal financial information with Restore to fulfill your request.

Sharing of your Information with Third Parties
We may disclose aggregated and anonymous information about our users and information that does not identify any individual. We do not share your personal information with third parties for the third parties' direct marketing purposes.



We may disclose your personal information as described in this policy:

To contractors, service providers, and other third parties to support our business. These parties are authorized to use your personal information only as necessary to provide these services to us.
To third parties with your prior consent to fulfill the purpose for which you provided it.

As part of a business transfer, if Restore is involved in a merger, acquisition, or sale of all or a portion of its assets, in which case you will be notified via email and/or a prominent notice on our Website of any change in ownership or uses of your personal information as well as any choices you may have regarding your personal information.

As required by law, such as to comply with a subpoena or similar legal process.

When we believe in good faith that disclosure is necessary to protect our rights, protect your safety or the safety of others, investigate fraud, or respond to a government request.

Links to Other Websites:
Our Website includes links to other websites whose privacy practices may differ from those of Lets Restore. If you submit personal information to any of those websites, their privacy policies govern your information. We encourage you to carefully read the privacy policies of any website you visit.

CHOICE/OPT-OUT
As described in this privacy policy, we may use nonpublic personal information about you for certain marketing and promotional activities, including disclosure of such information to non-affiliated third parties. You have the right to opt out of this use and disclosure of nonpublic personal information at any time before or after you submit such information by email at help@letsrestore.com.

If you wish to change your opt-out status, you can do so by email at help@letsrestore.com.

DISCLOSURE OF YOUR INFORMATION
We may disclose aggregated information about our users, and information that does not identify any individual, without restriction.

Under certain circumstances, and subject to our internal policies and practices, we may disclose personal information that we collect or you provide as described in this privacy policy:

-to our subsidiaries and affiliates;
-to contractors, service providers and other third parties we use to support our business and who are bound by contractual obligations --to keep personal information confidential and use it only for the purposes for which we disclose it to them;
-to a buyer or other successor in the event of a merger, divestiture, restructuring, reorganization, dissolution or other sale or transfer of some or all of Restore’s assets, whether as a going concern or as part of bankruptcy, liquidation or similar proceeding, in which personal information held by Restore about our site users is among the assets transferred;
-to fulfill the purpose for which you provide it;
for any other purpose disclosed by us when you provide the information;
with your consent;
-to comply with any court order, law or legal process, including to respond to any government or regulatory request; or
-to enforce or apply our terms of use and other agreements, including for reversals of RestoreBucks payments, error corrections, or other account inquiries from companies that had a transaction with you;
if we believe disclosure is necessary or appropriate to protect the rights, property, or safety of Restore, our customers, or others. This includes exchanging information with other companies and organizations for the purposes of fraud protection and credit risk reduction.

ACCESSING AND CORRECTING YOUR INFORMATION
You may send us an email at help@letsrestore.com to request access to, correct, or delete any personal information that you have provided to us.

We do not respond to Do Not Track browser signals.

COMMUNICATIONS FROM OUR WEBSITE
We will occasionally send you information on new products, features, or promotions. Out of respect for your privacy, we present the option not to receive these types of communications. Please see the "Choice and Opt-out" section above. In addition, we may also send you strictly service-related announcements on rare occasions when it is necessary to do so. For instance, if our service is temporarily suspended for maintenance, we might send you an email. Generally, you may not opt-out of these communications, which are not promotional in nature. If you do not wish to receive them, you have the option to deactivate your account.

CONFIDENTIALITY AND SECURITY
We restrict access to nonpublic personally identifiable information about you to those employees determined by Restore to have a need to know the information. We maintain physical, electronic, and procedural safeguards to protect your information from unauthorized access by third parties.

LINKS TO OTHER WEBSITES
Our website may feature links to third party websites that offer goods, services, or information. Some of these sites may appear as windows-within-windows at our website. When you click on one of these links, you will be leaving our site and will no longer be subject to this policy. We are not responsible for the information collection practices of the other websites that you visit and urge you to review their privacy policies before you provide them with any personally identifiable information. Third party sites may collect and use information about you in a way that is different from this policy.

MAINTAINING ACCURATE INFORMATION
We have a process in place that helps us to maintain the accuracy of the personally identifiable information that we collect. Please visit our website at LetsRestore.com to review and correct information about yourself, such as a change in your name or contact information. If you believe that our information is inaccurate or incomplete, you also can contact us at the number or address listed at the end of this document and ask us to correct or update our information. We may not accommodate a request to change information if we believe the change would violate any law or legal requirement or cause the information to be incorrect.

CHILDREN UNDER THE AGE OF 13
Our site is not intended for children under 13 years of age. No one under age 13 may provide any personal information to or on the site. We do not knowingly collect personal information from children under 13. If you are under 13, do not use or provide any information on this site or on or through any of its features, make any purchases through the site, use any of the interactive or public comment features of this site, or provide any information about yourself to us, including your name, address, telephone number, email address or any screen name or user name you may use. If we learn we have collected or received personal information from a child under 13, we will delete that information. If you believe we might have any information from a child under 13, please contact us at help@letsrestore.com.

CHANGES TO THIS POLICY
We may add to, delete from, or otherwise change the terms of this Privacy Policy from time to time by posting a notice of the change (or an amended Privacy Policy) at this website. If required by law, we will send you a notice of the change by a method that we select and that complies with applicable state and federal laws. Such methods could include email, postal mail and/or posting on this website. Your continued use of our website or any service following such notification will constitute evidence of your agreement to the revised Policy.

RETURN POLICY
Lets Restore refunds RestoreBucks that are posted but not forwarded to the designated Recipient. Refunds are reconciled against earned RestoreBucks and are not refunded to the member.

CONTACT US
If you have inquiries or wish to provide feedback about our privacy policy, please contact us at help@letsrestore.com

AGREEMENT TO IDENTIFY CHARGED-OFF ACCOUNTS

About the Restore Program
The Restore(TM) Program is a rewards program offered by JH Essentials LLC, DBA Restore, LLC (“Restore", "we", or "us") that awards its participants (“you”) in non-cash RestoreBucks(TM) for shopping online with Restore(TM) retailers ("Merchants"), (overall, the “Restore Program” or “Program”). We also award RestoreBucks(TM) if you voluntarily participate in Restore’s online surveys, post stories and videos, take online education classes, or take part in other activities of your choice, which Restore may offer from time to time in its sole discretion. Anyone can shop through the Restore(TM) shopping portal (“reStore”); however, the RestoreBucks(TM) you earn can be spent only on charged off credit accounts referred to us by an owner of charged-off consumer debt that has agreed with Restore(TM) to accept RestoreBucks(TM) in lieu of cash payments (“Recipient”), (overall “eligible accounts”). You may designate your RestoreBucks(TM) to your own eligible account, the eligible accounts of family or friends, or donate your RestoreBucks(TM) to eligible accounts of people in need.

RestoreBucks(TM) will accrue in your “Restore Account” and be transferred monthly to Recipients. You must keep your Restore Account active by spending at least $25 per month through the reStore(TM) .


Identifying Charged-off Accounts
In many cases we can, through our affiliate, use an account-holder’s personal information to find certain charged-off credit accounts that may be eligible for the Restore Program. If you wish us to identify any accounts for you, please read and agree to the terms below by clicking the “I agree” button at the bottom of this page.

GENERAL TERMS
You are requesting a transaction involving the use of your personal information to identify and potentially purchase a charged-off consumer debt account (the “transaction”). To initiate this transaction, you must agree to this AGREEMENT TO IDENTIFY CHARGED-OFF ACCOUNTS. Only individuals who are 18 years of age or older can request the transaction. The Restore Program is intended for personal use only; commercial use by commercial customers and others purchasing items for resale are not eligible to participate in the Restore Program. You can only initiate the transaction for an account in your name, or an account for which you are a co-obligor (“your account”).

How the transaction you requested works
To find and acquire the account you identified, we must share your personal information with our affiliate, which will search a database to find your account. If we find your account, we will determine if it is eligible for the Restore Program. If it is eligible, we will use the information you provided to communicate with the current account owner in order to acquire the account for servicing through the Restore Program. We may not succeed in either finding your account, determining that it is eligible, or acquiring it from the current owner. In such an event, the data you provided us will be securely archived and later destroyed.

You permit us to collect and use your personal information
In order to find your charged-off credit accounts, we must collect your first, middle, and last name, the last four digits of your social security number, and your date of birth. We protect this information with physical, contractual, and electronic security. We will share this information to carry out the transaction you requested. The information you provide will not be used for any other purpose, except as described in this Agreement or as you otherwise agree in a separate writing.

Communicating with Others
We share the information that we collect about you and your charged-off accounts. The information shared is information about a debt. You give us permission to communicate about this debt to you or others for the purpose of the transaction you have requested.

Credit Report Information
We may need to access your credit report information to complete the transaction you have requested. You give us permission to procure and use your credit report information in connection with the transaction. When we or our affiliate accesses your credit history, it should not appear in your credit files that the access was for the purpose of seeking credit and thus the inquiry should not affect credit score assessments. Please notify us immediately if you think that is not the case.

What to Know about Talking with Us
Please read our website Privacy Policy. By giving us your personal information, you acknowledge and agree that you have read and understood our Privacy Policy and agree to its terms.

Communicating with You
• We may send communications about this Program to you at any mailing or email address in our records or through our online services such as LetsRestore.com or the Restore(TM) Mobile App.
• When you give us your mobile phone number, we have your permission to contact you at that number about all your Restore(TM) accounts and this transaction
• You agree that we can use text messaging, artificial or prerecorded voice messages and automatic dialing technology for informational and account and transaction service calls, but not for telemarketing or sales calls.
• You agree that we can contact you via companies working on our behalf to service your account and the transaction.
• Message and data rates may apply.
• You agree that Restore(TM) and its third party service providers may listen to and record telephone calls as part of providing you services.

Your Communication Preferences
• You may contact us anytime to change your communication preferences, including the mobile phone and text preferences described above.
• Let us know right away about any changes to your contact information.

Communicating with Us
• All Content (whether private or public) that is Processed on the Site is the sole responsibility of the person who submitted it. Thus, you are responsible for your Content.
• You may contact us for any purpose at the outlets below:

Website:
www.LetsRestore.com/contactus

Snail mail:
JH Essentials, DBA Let’s Restore - Customer Service
2120 University Ave
Suite #431
Berkeley, CA 94704

Email: Help@LetsRestore.com

Telephone: (866) 216-5535

If we Disagree- important things to know.
You and Restore(TM) agree that any claim or dispute at law or equity that has arisen or may arise between us will be resolved in accordance with the provisions set forth in these terms. Please read this section carefully. It affects your rights and will impact how claims you and we have against each other are resolved.

Contact Restore(TM) first. If a dispute arises between you and Restore(TM) , our goal is to address your concerns and, if we are unable to do so to your satisfaction, to provide you with a neutral and cost effective means of resolving the dispute quickly. Disputes between you and Restore(TM) may be reported to Customer Service online at any time, or by phone at the number listed in the Contact Rules section.

Agreement to Arbitrate. You and Restore(TM) each agree that any and all disputes or claims that have arisen or may arise between you and Restore(TM) shall be resolved exclusively through final and binding arbitration, rather than in court, except that you may assert claims in small claims court, if your claims qualify. The Federal Arbitration Act governs the interpretation and enforcement of this Agreement to Arbitrate.

Waiver of Class and Representative Actions and Non-Individualized Relief. YOU AND LET’S RESTORE, LLC AGREE THAT EACH OF US MAY BRING CLAIMS AGAINST THE OTHER ONLY ON AN INDIVIDUAL BASIS AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS OR REPRESENTATIVE ACTION OR PROCEEDING. UNLESS BOTH YOU AND RESTORE(TM) AGREE OTHERWISE. THE ARBITRATOR MAY NOT CONSOLIDATE OR JOIN MORE THAN ONE PERSON'S OR PARTY'S CLAIMS AND MAY NOT OTHERWISE PRESIDE OVER ANY FORM OF A CONSOLIDATED, REPRESENTATIVE, OR CLASS PROCEEDING. ALSO, THE ARBITRATOR MAY AWARD RELIEF ONLY IN FAVOR OF THE INDIVIDUAL PARTY SEEKING RELIEF AND ONLY TO THE EXTENT NECESSARY TO PROVIDE RELIEF NECESSITATED BY THAT PARTY'S INDIVIDUAL CLAIM(S). ANY RELIEF AWARDED CANNOT AFFECT OTHER RESTORE(TM) USERS.

Arbitration Procedures. The arbitration will be conducted by the American Arbitration Association ("AAA") under its rules and procedures, including the AAA's Supplementary Procedures for Consumer-Related Disputes (as applicable), as modified by this Agreement to Arbitrate. The AAA's rules are available at www.adr.org. A form for initiating arbitration proceedings is available on the AAA's website at http://www.adr.org.

The arbitration shall be held in the county in which you reside or at another mutually agreed location. If the value of the relief sought is $10,000 or less, you or Restore(TM) may elect to have the arbitration conducted by telephone or based solely on written submissions, which election shall be binding on you and Restore(TM) subject to the arbitrator's discretion to require an in-person hearing, if the circumstances warrant. Attendance at an in-person hearing may be made by telephone by you and/or Restore(TM) , unless the arbitrator requires otherwise.

The arbitrator will decide the substance of all claims in accordance with the laws of the State of California, including recognized principles of equity, and will honor all claims of privilege recognized by law. The arbitrator shall not be bound by rulings in prior arbitrations involving different Restore(TM) users, but is bound by rulings in prior arbitrations involving the same Restore(TM) user to the extent required by applicable law. The arbitrator's award shall be final and binding, and judgment on the award rendered by the arbitrator may be entered in any court having jurisdiction thereof.

To send us your Arbitration Claim, mail it to our agent for service of process:

Ct Corporation System (C0168406)
Vivian Imperial
818 W Seventh St. Ste. 930
Los Angeles, Ca 90017

Costs of Arbitration. Payment of all filing, administration, and arbitrator fees will be governed by the AAA's rules, unless otherwise stated in this Agreement to Arbitrate. If the value of the relief sought is $10,000 or less, at your request, Restore(TM) will pay all filling, administration, and arbitrator fees associated with the arbitration. Any request for payment of fees by Restore(TM) should be submitted by mail to the AAA along with your Demand for Arbitration and Restore(TM) will make arrangements to pay all necessary fees directly to the AAA. If the value of the relief sought is more than $10,000 and you are able to demonstrate that the costs of arbitration will be prohibitive as compared to the costs of litigation, Restore(TM) will pay as much of the filing, administration, and arbitrator fees as the arbitrator deems necessary to prevent the arbitration from being cost-prohibitive. In the event the arbitrator determines the claim(s) you assert in the arbitration to be frivolous, you agree to reimburse Restore(TM) for all fees associated with the arbitration paid by Restore(TM) on your behalf that you otherwise would be obligated to pay under the AAA's rules.

1 Year to file Claims
Any claims arising in connection with the use of the Program must be brought within one (1) year of the date of the event giving rise to such action.

Legal Stuff
We don’t issue credit, collect debt, or repair credit histories
Let’s Restore, LLC is a marketing company. We do not provide credit repair service or advice. We do not guarantee that participating in our Program will affect your credit history or credit score. We do not charge consumers fees for services. We do not take or collect payments from consumers. We do not negotiate debt settlements on behalf of individual consumer accounts. We do not purchase or own debt. We do not ask that you contact the owner of your debt. We may provide you information about how to contact the owner of your past due account, but we will do so only passively or upon your request. The only currency that Restore(TM) transfers between consumers and Recipients is RestoreBucks, which is a wholly proprietary shopping rewards system. Restore(TM) does not furnish credit information to credit reporting agencies and is not a credit repair organization as defined under the Credit Repair Organizations Act or any other federal or state law.


No activity, notice, disclosure, or best practice that Restore(TM) employs shall make, shall be deemed or understood to make, or be an admission to being a covered person under any of the following federal laws or their state law equivalents: Fair Debt Collection Practices Act, Credit Repair Organizations Act, or the debt settlement relief service providers provisions of the Telemarking Sales Rule.


Your Agreement is Binding
By selecting “Accept” you you are placing an electronic signature on this contract and acknowledging that you have read and understand its terms. Your electronic signature has the same effect as if you’d signed your name on a paper saying that you agree with these Terms of Use. By using the Let’s Restore website, participating in the Restore Program, or shopping through the reStore shopping portal, you are ratifying your agreement to abide by these Terms of Use. If you believe you clicked “I agree” in error and have not ratified your agreement, you can rescind your agreement to these Terms of Use by contacting us at the addresses and numbers listed above.