Shop for what you need.
Say goodbye to debt.
Introducing a new way to pay off your account just by shopping for the things you need.Already a user? Sign in.
Earn Pay-off Credits from your favorite stores with Restore.
How it Works for Your Debt
Use Restore to get rid of your own past-due account balance.
1. Apply to See If You're Eligible
We'll search our secure database for your past-due accounts.
2. Shop & Watch Your Balance Drop
Earn Pay-Off Credits on every purchase. For every $2 spent, your balance drops $1.
3. Your Account Gets Paid Off
When you have enough Pay-Off Credits, we will report your account as "Paid in Full".
Or Become a Hero
Become a Hero & help others pay off their old debt accounts.
1. Join Restore
It's completely free and your purchases will help someone in need. You're awesome!
2. Do Good Just By Shopping
Earn Pay-Off Credits on every purchase. For every $2 spent, $1 of debt is paid off.
3. Restore Someone's Financial Health
We'll apply Pay-Off Credits you earn to an account in need.